During repayment period, you can also apply for a Top-up Loan on your repaid principal amount (8) with no documents required (9).
Selected Customers cash advance loans baton rouge Hang Seng Preferred Banking Customers, Payroll Customers and Mortgage Customers. Please contact Hang Seng staff for your personalized offers. Taking loan amount of HKD800,000 or above and a 12-month repayment period as an example, Prestige Banking Customers and Selected Customers (including Preferred Banking Customers, Payroll Customers and Mortgage Customers) can enjoy a monthly flat rate of 0.
11 and 0. 12; while Other Customers can enjoy a monthly flat rate of 0. 13, which means Prestige Banking Customers can enjoy a 15 off interest discount and Selected Customers can enjoy a 7 off interest discount.
The interest rate listed above and the full handling charge waiver are applicable to designated loan amount and are for reference only.
Com is unable to supply you with an exact APR (Annual Percentage Rate) that you will be charged if you are approved for a loan. APRs depend on multiple factors, including the lenders requirements and offers, your credit worthiness, your state of residence, and the type and term of the loan you request. You will be given the details on the APR, loan fees, and other terms by your lender when you are redirected to your loan agreement during the loan request process. The APR on a short term loan can range from 200 to 2,290 depending on how the APR is calculated (nominal vs.
effective), the duration of the loan, loan fees incurred, late payment fees, non-payment fees, loan renewal actions, and other factors.
Keep in mind that the APR range is not your finance charge and your finance charge will be disclosed later on. See a Representative Example. Borrow 200 for 14 days with a 30 to 60 lender fee. Your estimated APR is 391 to 782 Calculation: (lender fee loan amount) cash advance loans baton rouge (amount of days in a year duration of the loan) x 100 Low End of Range: (30 200) (365 days 14 days) x 100 391.
07 High End of Range: cash advance loans baton rouge 200) (365 days 14 days) x 100 782.
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