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9 This is a representative example of what it may cost: a Loan of £7,500 over 60 months at 3. 3 APR would equate to monthly repayments of £135. 60, and the total cost of the loan that you pay back would be £8,136. Guide to loans. Many households are struggling to make ends meet as the cost of living keeps rising. There's little spare cash around to build up an emergency fund, which means it can be tricky to pay for a new washing machine or boiler if your old one breaks down.
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